We defend consumers against abusive and harassing debt collectors. If you have a debt collection agency or law firm contacting you about an alleged debt, it’s important to take action immediately to build a case against them. The first, and often the most important step, is to document each and every phone call, taking note of the date, time, phone number, name of the agent, name of the company, etc. It’s also important to record or write down what was said during the conversation. There are a number of federal and state consumer protection laws designed consumers from abusive and harassing debt collection tactics, such as the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), and the Missouri Merchandising Practices Act (MPA).
If you have been sued by a bank or third party collection agency, you typically only have 30 days from the date of personal service to contest the allegations, so please contact us immediately. We have had success in a number of cases in the past, including securing multiple dismissals against banks and large corporations who have sued our clients for alleged credit card debts and/or student loan debts. We have also been able to assist our clients contest unlawful wage and bank garnishments, although it’s much more difficult to contest the allegations once a judgment has been entered.
Whether it’s a case of identity theft, overbilling, or the fact that you quite simply have struggled to meet your financial obligations, we may be able to assist you. If you believe you are being treated unfairly, please contact us for a free initial consultation.